(Case C-176/17 Request for a preliminary ruling from the Sąd Rejonowy w Siemianowicach Śląskich (Poland) lodged on 6April 2017— Profi Credit Polska S.A., established in Bielsko-Biała v Mariusz Wawrzosek
Fecha: 06-Abr-2017
Request for a preliminary ruling from the Sąd Rejonowy w Siemianowicach Śląskich (Poland) lodged on 6April 2017— Profi Credit Polska S.A., established in Bielsko-Biała v Mariusz Wawrzosek
(Case C-176/17)
Language of the case: Polish
Referring court
Sąd Rejonowy w Siemianowicach Śląskich
Parties to the main proceedings
Applicant: Profi Credit Polska S.A., established in Bielsko-Biała
Defendant: Mariusz Wawrzosek
Question referred
Must the provisions of Council Directive 93/13/EEC of 5April 1993 on unfair terms in consumer contracts,1 in particular Article6(1) and Article7(1) thereof, and the provisions of Directive 2008/48/EC of the European Parliament and of the Council of 23April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC,2 in particular Article17(1) and Article22(1) thereof, be construed as precluding the assertion of a claim, established by means of a duly completed bill of exchange, by a seller or supplier (the creditor) against a consumer (the debtor) in the course of an order for payment procedure pursuant to Article485(2) et seq. of the Polish Code of Civil Procedure (Kodeks postępowania cywilnego), in conjunction with Article41 of the Law on consumer credit (Ustawa o kredycie konsumenckim) of 12May 2011, under which the national court may examine the effectiveness of the claim arising from the bill of exchange exclusively from the point of view of compliance with the formal requirements applicable to the bill of exchange, without examining the relationship underlying it?