Second Defendant
Second Defendant
Mr Ilyas submits the Default Judgment should be set aside because Mrs Bandak has a real prospect of defending VCT’s claim, or, alternatively, because Mrs Bandak was unaware of the claim until she received a letter from VCT’s solicitors dated 24 June 2025 enclosing an interim charging order. She had, he says, placed trust and confidence in Mr Emmett in relation to financial affairs which impacted upon their children, and that the Guarantee was procured by Mr Emmett’s undue influence over her which CPF One had constructive notice of but failed to take any steps to dispel. Mr Ilyas submits CPF One failed to take any steps to ensure that Mrs Bandak gave the Guarantee of her own free will and with a proper understanding of what it entailed.
Alternatively, Mr Ilyas submits Mrs Bandak’s non-receipt of the Claim Form provides some other good reason as to why the Default Judgment should be set aside.
- Heading
- Section 1
- Background
- Corben Mews Facility Agreement
- Guarantee
- Solicitor’s Certificate
- Wider factual matrix
- November 2019 Facility Agreement
- 2019 Charge
- Divorce and Financial Remedy Order
- May 2021 Facility Agreement
- Default
- Default Judgment
- The Application
- Submissions
- Second Defendant
- Claimant
- Legal framework
- Real prospect of success
- Some other good reason
- Undue influence
- The test
- Discussion and analysis
- Is there a presumed relationship of undue influence of Mr Emmett over Mrs Bandak?
- Was the Guarantee to Mrs Bandak’s manifest disadvantage?
- Was CPF One put on inquiry?
- Mrs Bandak acted of her own free will
- Conclusions
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