[2025] EWHC 1972 (Comm)

Other facts and matters help illustrate the background to the Guarantee and the prior relationship between Mr Emmett and Mrs Bandak and the CPF Group.

The Corben Mews Facility Agreement was not Mr Emmett and Mrs Bandak’s first dealing with the CPF Group or CPF One. On 31 October 2019, they signed a Catalyst Property Finance Application Form for a loan as “Applicant/Guarantor”, and for which the proposed security was a second charge over 46 St Quintin Avenue. The existing primary lender given was “RBS” (the Royal Bank of Scotland), and their solicitors were noted as “Higgs & Sons”.