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HH JUDGE DAVIS-WHITE KC Approved Judgment | Dewji v Prudential International Assurance plc |

IN THE HIGH COURT OF JUSTICE
BUSINESS AND PROPERTY COURTS OF ENGLAND AND WALES
APPEALS LIST (ChD)
ON APPEAL FROM THE COUNTY COURT AT CENTRAL LONDON
(Mr Recorder Kelly KC, Order of 24 January 2025)
Royal Courts of Justice, Rolls Building
Fetter Lane, London, EC4A 1NL
Before :
HH JUDGE DAVIS-WHITE KC
(sitting as a Judge of the Chancery Division)
Between :
MR MOHAMMED DEWJI | Respondent/ Claimant |
- and – | |
PRUDENTIAL INTERNATIONAL ASSURANCE PLC | Appellant/ Defendant |
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Mr Joseph Steadman (instructed by M&G plc) for the Appellant
Mr Saad Karim (instructed under the Direct Access Scheme) for the Respondent
Hearing dates: 15 October 2025 (and further submissions in writing on consequential order 12 November 2025)
Approved Judgment
This judgment was handed down remotely at 10.30am on 13 November 2025 by circulation to the parties or their representatives by e-mail and by release to the National Archives.
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HH JUDGE DAVIS-WHITE KC
Judge Davis-White KC :
- Heading
- Introduction
- The Procedural History
- The evidence generally
- The facts and the documents
- “Part 2: General Provisions” contains the following (among other provisions) “8. Law of the Plan Policies - England
- The complaint to the Irish Financial Services Ombudsman 2012
- Fresh complaints by Mr Dewji: June 2021 onwards
- The Re-amended Particulars of claim in this case
- Alleged breaches of Conduct of Business Rules
- The application before Mr Recorder Kelly KC
- The judgment of the Recorder
- The Grounds of Appeal
- Ground 1: discussion and determination
- Ground 2: discussion and determination
- Grounds 3 and 4
- When did the defendant know the essential relevant facts? Was it
- The Law Limitation
- Res judicata/abuse of process
- The taking out of the Policy in 2000
- Section 21
- Section 22
- Conclusion
- Conclusions
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