Case No. EWFC-75

– The evidence that the husband provided about his other debts is hopelessly inadequate and unreliable. 106.Amongst the other evidence that I have about the husband’s alleged debts, are the following:i)At K489 there is a letter from a Juthsna Begum (H’s cousin’s sister) in which she says: ‘I have borrowed [she means loaned] Alim Uddin…£70,000 to purchase his house on 5th December 2012. On the sale of the property, Alim Uddin will return the money borrowed to him’. She goes on to say that she has experienced financial hardship and has fallen into arrears on her own mortgage. Therefore, she says, ‘I would sincerely appreciate Alim Uddin returns my money as soon as possible.’ Neither property was bought in 2012. The debt that she asserts is 9 ½ years old and is said to have been made by a member of the family within which there is considerable intermingling of financial interests. If any of this money had been loaned and was repaid I would not expect the husband to give a truthful account of that. I have not seen Ms Justhna Begum. At most, this is a very soft loan.ii)At K490 there is a letter from Almas Uddin (H’s brother, who was married to Easmin) which states: ‘this letter is to confirm that I…have borrowed [he means loaned] Alim Uddin £50,000 to buy his house in 37 St Michaels Ave, Clevedon. We have agreed a term that when it comes to me purchasing a house for myself, I will be asking Alim for the money I have borrowed him, to obtain money for my house deposit. I would highly appreciate if Mr Alim Uddin would be able to return the money as soon as possible.’ Almas Uddin and the husband are very tightly knitted together. The husband and Almas are the driving forces of the business. The way that their finances are run and intermingled with the business leaves me in a position where I could not possibly accept the suggestion that this husband owes money to his brother from eight years ago. Again, if he does, it is a very soft loan. iii)As to the suggested loan from Enu Miah Tazul [H’s younger brother] of which I have already spoken, above, there is a letter at K491 which states: ‘this letter is to confirm that I…will lend [sic] Alim Uddin £40,000 to buy a house in 36 Beaconsfield Rd, Clevedon…We have agreed a term that when it comes to me purchasing a house for myself, I will be asking Alim for the money I have borrowed him, to obtain money for my house deposit. However, times have severely changed over time and the global impact from the pandemic has left me in desperate need and I would be more grateful as to Alim Uddin sourcing means in returning the funds borrowed as soon as possible.’ I have already rejected the evidence of this alleged loan and said that, if I am wrong, this would be a very soft debt.107.