CA-2024-000950 - [2025] EWCA Civ 1019

I turn now to the separate question whether there was a breach by the respondent insureds of the duty of fair presentation which entitled the appellant insurers to reject liability for the claim. This question arises out of the fact that serious criminal charges had been brought against Delos’s sole director, Mr Bairactaris, which were not disclosed to the insurers when the policy was renewed in June 2018.